Free owner-side construction contract and builder bid audit
A Build Risk Audit is for the moment when a homeowner has a custom home builder bid, estimate, proposal, scope of work, allowance schedule, payment schedule, or construction contract in front of them and needs to slow the decision down.
Hank reads the material from the homeowner perspective and produces a concise list of questions to ask before choosing a builder or signing. The goal is not to turn every issue into a dispute. The goal is to make vague terms visible while there is still time to clarify them.
What Hank flags in bids and contracts
- Unclear payment terms: deposits, draw timing, retainage, owner-funded purchases, reimbursement rules, and due dates that could be interpreted more than one way.
- Missing scope: work that appears assumed in one document but excluded, unpriced, or left undefined in another.
- Allowance and contingency risk: allowances that may be low for the stated finish level, unclear overage handling, or contingency language that does not say who controls the spend.
- Milestone and payment mismatch: payment events that do not line up with visible work, inspections, lien waivers, or deliverables.
- Change-order exposure: markup, approval process, schedule impact, documentation requirements, and whether verbal approvals could become expensive.
- Documentation gaps: missing exhibits, unsigned attachments, outdated bid alternates, or references to documents the owner has not seen.
How the audit works
- Upload the bid, estimate, proposal, or contract you are trying to understand.
- Hank identifies the decision points, not just the scary clauses.
- You get a homeowner-focused question list to review with your GC, attorney, lender, inspector, and other qualified professionals.
- You keep the output so later project decisions have clearer context.
What this is not
Hank does not validate, certify, approve, or guarantee a builder contract, bid, inspection, loan, or construction outcome. Hank does not replace your attorney, lender, inspector, or licensed contractor.
Hank provides educational project-management support and AI-assisted checklists. Hank is not a law firm, attorney, lender, inspector, engineer, or licensed contractor. This is not legal, financial, engineering, inspection, or construction advice. For project-specific advice, consult a qualified construction attorney, lender, inspector, or licensed professional.